-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WX2Cd4YK3Dg2Y8Yvit85xWIg/Wk9oar5DACXHx8fBaoJZCjOHBa7sKszj/JwtOEf un0eOxAXsz3H9OybvWVdrQ== 0001026081-02-000007.txt : 20021219 0001026081-02-000007.hdr.sgml : 20021219 20021219153606 ACCESSION NUMBER: 0001026081-02-000007 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20021219 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: ALLIANCE BANCORP OF NEW ENGLAND INC CENTRAL INDEX KEY: 0001046002 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036] IRS NUMBER: 061495617 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-51913 FILM NUMBER: 02863086 BUSINESS ADDRESS: STREET 1: 348 HARTFORD TURNPIKE CITY: VERNON STATE: CT ZIP: 06066 BUSINESS PHONE: 8608752500 MAIL ADDRESS: STREET 1: 348 HARTFORD TURNPIKE STREET 2: 348 HARTFORD TURNPIKE CITY: VERNON STATE: CT ZIP: 06066 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: SEIDMAN LAWRENCE B CENTRAL INDEX KEY: 0001026081 STATE OF INCORPORATION: NJ FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: LANIDEX CENTER STREET 2: 100 MISTY LANE P O BOX 5430 CITY: PARSIPPANY STATE: NJ ZIP: 07054 BUSINESS PHONE: 2015601400 MAIL ADDRESS: STREET 1: LANIDEX CENTER STREET 2: 100 MISTY LANE P O BOX 5430 CITY: PARSIPPANY STATE: NJ ZIP: 07054 SC 13D/A 1 aadva13d2.txt INITIAL STATEMENT OF BENEFICIAL OWNERSHIP/A SECURlTIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities and Exchange Act of 1934 (Amendment No. 2 )* Alliance Bancorp of New England, Inc. - ------------------------------------------------------------------------------- Common Stock - ------------------------------------------------------------------------------- 01852Q109 ----------------------------------------------------------------------------- (CUSIP Number) Lawrence B. Seidman, 100 Misty Lane, Parsippany, NJ 07054, (973) 560-1400, Ext.108 - ------------------------------------------------------------------------------- (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) December 19, 2002 - ---------------------------------------------------------------------------- (Date of Event which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. [ ] *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). SCHEDULE 13D CUSIP NO.01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Seidman and Associates, L.L.C. 22-3343079 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER 53,040 NUMBER OF ------------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 53,040 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 53,040 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 2.04 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* OO - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION SCHEDULE 13D CUSIP NO.01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Seidman Investment Partnership, L.P. 22-3360395 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 26,679 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 26,679 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 26,679 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 1.03 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* PN - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D SCHEDULE 13D CUSIP NO.01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Seidman Investment Partnership II, L.P. 22-3603662 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 26,579 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 26,579 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 26,579 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 1.02 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* PN - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D SCHEDULE 13D CUSIP NO.01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Kerrimatt, L.P. 22-3583179 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 26,579 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 26,579 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 26,579 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 1.02 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* PN - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D SCHEDULE 13D CUSIP NO.01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Federal Holdings, L.L.C. 13-3838083 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS OO - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 26,779 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 26,779 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 26,779 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 1.03 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* OO - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D SCHEDULE 13D CUSIP NO. 01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Lawrence B. Seidman ###-##-#### - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS PF, WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION U.S.A. - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 169,818 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER 26,579 -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 169,818 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER 26,579 -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 196,397 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 7.584 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* IN - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D SCHEDULE 13D CUSIP NO. 01852Q109 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON 1 Pollack Investment Partnership, L.P. 22-3736367 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) /X/ (b) / / - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS WC - -------------------------------------------------------------------------------- 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) / / - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New Jersey - -------------------------------------------------------------------------------- 7 SOLE VOTING POWER NUMBER OF 26,579 -------------------------------------------------------------- SHARES BENFICIALLY 8 SHARED VOTING POWER -------------------------------------------------------------- OWNED BY 9 SOLE DISPOSITIVE POWER 26,579 PERSON ----------------------------------------------------------------------- WITH 10 SHARED DISPOSITIVE POWER -------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 26,579 - -------------------------------------------------------------------------------- 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* / / - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 1.02 - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON* PN - -------------------------------------------------------------------------------- *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATIONSCHEDULE 13D This Statement on Schedule 13D which was filed on October 24, 2002 and Amendment #1 which was filed on December 13, 2002, on behalf of Seidman and Associates, L.L.C. ("SAL"), Seidman Investment Partnership, L.P. ("SIP"), Seidman Investment Partnership II, L.P. ("SIPII"), Kerrimatt, LP ("Kerrimatt"), Federal Holdings, L.L.C. ("Federal"), Lawrence B. Seidman ("Seidman"), Dennis Pollack ("Pollack") and Pollack Investment Pollack ("PIP"), collectively, the "Reporting Persons") with respect to the Reporting Persons' beneficial ownership of shares of Common stock (the "Shares"), of Alliance Bancorp of New England, Inc., a Delaware Corporation (the "issuer"), is hereby amended as set forth below: Such Statement on Schedule 13D is hereinafter referred to as the "Schedule 13D". Terms used herein which are defined in the Schedule 13D shall have their respective meanings set forth in the Schedule 13D. 4. Purpose of the Transaction On December 19, 2002 Seidman & Associates, LLC sent a letter to Cynthia S. Harris, Secretary to the Board of Directors of Alliance Bancorp of New England, Inc., giving notice that it is nominating Lawrence B. Seidman, Scott Werner and Neal Axelrod for election to the Board of Directors of Alliance Bancorp of New England, Inc. at the next Annual Meeting of shareholders. This letter is attached hereto as an Exhibit. 5. Interest in Securities of the Issuer (a)(b)(c) As of the close of business on December 19, 2002, the Reporting Persons owned beneficially an aggregate of 208,497 shares of Common Stock, which constituted approximately 8.05% of the 2,589,333 shares of Common Stock outstanding as of November 8, 2002, as disclosed in the Issuer's Form 10Q for the period ended September 30, 2002. The information concerning Mr. Werner's stock ownership is included herein solely because of his agreement to be a Nominee for the Board of Directors of the Issuer. All of the other Reporting Persons disclaim any beneficial or pecuniary interest in the shares owned by Mr. Werner. Schedule A attached below describes transactions except for previously reported transactions in the Common Stock effected by the Reporting Persons within the past sixty (60) days. Except as set forth in this Item 5, none of the Reporting Persons owns beneficially or has a right to acquire beneficial ownership of any Common Stock, and except as set forth in this Item 5, none of the Reporting Persons has effected transactions in the Common Stock during the past sixty (60) days, except for previously reported transactions. All shares were purchased on NASDAQ. Schedule A Entity Date Cost Cost Shares Purched per Share - ------------------------------------------------------------------------------- 1-Seidman & Assoc 12/11/02 17.3087 31,155.66 1,800 1-SIP 12/11/02 17.3087 15,577.83 900 1-SIP II 12/11/02 17.3087 15,577.83 900 1-Federal Holdings 12/11/02 17.3087 15,577.83 900 2-Kerri-Matt 12/11/02 17.3087 15,577.83 900 2-Pollack Invest P 12/11/02 17.3087 15,577.83 900 7-Lawrence Seidman & Cl 12/17/02 18.5800 9,437.69 500 *Scott Werner 7.47 90,392.98 12,100 Totals 208,875.48 18,900 *All shares owned by Mr. Werner were purchased prior to December 2000. After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. 12/19/02 /ss/Lawrence B. Seidman ------ ------------------------------ Lawrence B. Seidman, Power of Attorney Pursuant to Joint Filing Statement Dated October 22, 2002 EX-99 3 eeanelet.txt NOMINATING LETTER SEIDMAN & ASSOCIATES,LLC 100 Misty LANE P. O. Box 5430 Parsippany, NJ 07054 (973) 560-1400, X108 December 19, 2002 Via Fax and Federal Express Alliance Bancorp of New England, Inc. 348 Hartford Turnpike Vernon, Connecticut 06066 Att: Ms. Cynthia S. Harris Secretary to the Board of Directors Dear Ms. Harris: Seidman & Associates, LLC ("SAL") (hereinafter referred to as "Nominating Shareholder") hereby gives notice that it is nominating, Lawrence B. Seidman ("Seidman"),Scott Werner ("Werner) and Neal Axelrod ("Axelrod") for election to the Alliance Bancorp of New England, Inc.("ANE") Board of Directors at the next Annual Meeting of Shareholders, the date of which has not been determined. SAL is the record holder of 1,000 shares of ANE stock and its address on your corporate books is 19 Veteri Place, Wayne, New Jersey 07470. In addition, SAL is also the beneficial owner of 53,040 shares of ANE stock (including the 1,000 shares noted above). All the shares (except the 1,000 shares held in record name) are held by Bear Stearns & Co. which appear under CEDE & Co. on the books and records of ANE. CEDE & Co.'s address is 55 Water Street, New York, NY 10041. Seidman and its affiliated entities, SAL, Seidman Investment Partnership, L.P., ("SIP"), Seidman Investment Partnership II, L.P. ("SIPII") Kerrimatt, L.P. ("Kerrimatt"), Federal Holdings, LLC ("Federal"), Pollack Investment Partnership, LP ("PIP"), and Seidman, individually, and for his discretionary accounts ("SEID"), Dennis Pollack ("Pollack"), Werner and Axelrod (hereinafter referred to as the "Requesting Entities" own in the aggregate approximately 208,497 shares of ANE stock, approximately 8.05% of the outstanding Common stock, and have owned shares of ANE for the past six (6) months. All the disclosures set forth in the Schedule 13D and Amendment #1 filed on October 24, 2002, and December 13, 2002, respectively, are incorporated herein in their entirety by reference, including without limitation the disclosures concerning the shareholdings of each of the noted entities. I hereby request, on behalf of the Nominating Shareholder its affiliated entities and on behalf of the nominees, that you provide me with ANE's updated shareholder lists (including the NOBO/CEDE/Philadep list) as required by the Delaware General Corporation Law, Section 14a-7 of the Exchange Act of 1934, and Rule 14a-7 promulgated thereunder so that proxies can be solicited for the three (3) director nominees, and in opposition to management's slate of directors. Pursuant to Rule 14a-7, please deliver the shareholder lists to me within five (5) business days. A copy of the Certification required pursuant to Rule 14a-7 is attached hereto. I hereby request that the above shareholder lists be provided to me in paper, and magnetic tape, or disc form (whichever form is utilized by your transfer agent). Furthermore, please update the record holder information on a daily basis, or at the shortest other reasonable intervals, until the record date for the next Annual Meeting. In addition, please provide Mr. Seidman with any amendments to ANE's By-Laws and Certificate of Incorporation enacted since the last annual meeting. The Nominating Shareholder feels very strongly that shareholder representation is very important to corporate governance, and to the maximization of shareholder value. If a representative of ANE desires to discuss the accomplishment of these goals, please contact the undersigned. The enclosed material is being filed with you, as the Secretary of ANE, with a copy to Joseph H. Rossi, ANE's President and Chief Executive Officer as required by Article II, Section 5(c). The Nominating Shareholder has no material financial interest in the proxy solicitation to be conducted in opposition to the nominees selected by ANE management. Any director fees paid to the nominees (Seidman, Werner and Axelrod), if they are elected, will belong to the respective nominee. I was pleased to read about the retention of Friedman Billings Ramsey as the advisor to advise ANE on strategical alternatives and methods of enhancing shareholder value. Hopefully, we will be able to resolve the issue of Board representation so that the conflict and distraction of a proxy contest can be avoided. In the opinion of our Counsel the enclosed information fulfills the requirements of Article II, Section 5 (c). If you disagree, please notify Mr. Seidman as to the required additional information and support thereof. If no response is received, we will assume that the enclosed material complies with the requirements of Article II, Section 5(c). If you have any questions concerning the above or require any additional information, please contact the undersigned with specific details so we can evaluate your request. Very truly yours, /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, Individually And for his discretionary clients /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, Manager Seidman and Associates, L.L.C. /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment Partnership, L.P. /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, President of the Corporate General Partner Seidman Investment Partnership II, L.P. /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, Investment Manager Kerrimatt, L.P. /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, Investment Manager Federal Holdings, L.L.C. /ss/ Lawrence B. Seidman -------------------------------- Lawrence B. Seidman, Co-General Partner Pollack Investment Partnership, L.P., /ss/ Dennis Pollack -------------------------------- Dennis Pollack, Individually /ss/ Dennis Pollack -------------------------------- Dennis Pollack, Co-General Partner Pollack Investment Partnership, L.P., /ss/ Scott Werner -------------------------------- Scott Werner /ss/Neal Axelrod -------------------------------- Neal Axelrod CERTIFICATION Lawrence B. Seidman, upon his oath certifies as follows: 1. The Requesting Entities will not use the shareholder list information for any purpose other than to communicate with, and, if necessary, to solicit proxies from, the shareholders of Alliance Bancorp of New England, Inc. with respect to the slate of Directors proposed by the Nominating Shareholder for election at the next annual shareholder meeting. 2. The Requesting Entities will not disclose the shareholder list information to any person other than the beneficial owner for whom the shareholder list request was made, or an employee or agent to the extent necessary to effect the communication or solicitation referred to above. /ss/ Lawrence B. Seidman ------------------------------- Lawrence B. Seidman STATE OF NEW JERSEY ) )SS. COUNTY OF MORRIS ) BEFORE ME, a notary public in and for the State of New Jersey, County of Morris, did personally appear LAWRENCE B. SEIDMAN, who made oath under penalty of perjury that the aforesaid facts are true and correct to the best of his knowledge, information and belief. GIVEN under my hand and seal this 19th day, December, 2002. /s/Ruth W. Rivkind Notary Public of New Jersey My Commission expires: Feb. 14, 2006 CERTIFICATION Neal Axelrod, upon his oath certifies as follows: 1. The Requesting Entities will not use the shareholder list information for any purpose other than to communicate with, and, if necessary, to solicit proxies from, the shareholders of Alliance Bancorp of New England, Inc. with respect to the slate of Directors proposed by the Nominating Shareholder for election at the next annual shareholder meeting. 2. The Requesting Entities will not disclose the shareholder list information to any person other than the beneficial owner for whom the shareholder list request was made, or an employee or agent to the extent necessary to effect the communication or solicitation referred to above. /ss/Neal Axelrod ------------------------------- Neal Axelrod STATE OF NEW JERSEY ) )SS. COUNTY OF MORRIS ) BEFORE ME, a notary public in and for the State of New Jersey, County of Morris, did personally appear NEAL AXELROD, who made oath under penalty of perjury that the aforesaid facts are true and correct to the best of his knowledge, information and belief. GIVEN under my hand and seal this 19th day, December, 2002. /s/Ruth W. Rivkind Notary Public of New Jersey My Commission expires: Feb. 14, 2006 CERTIFICATION Scott Werner, upon his oath certifies as follows: 1. The Requesting Entities will not use the shareholder list information for any purpose other than to communicate with, and, if necessary, to solicit proxies from, the shareholders of Alliance Bancorp of New England, Inc. with respect to the slate of Directors proposed by the Nominating Shareholder for election at the next annual shareholder meeting. 2. The Requesting Entities will not disclose the shareholder list information to any person other than the beneficial owner for whom the shareholder list request was made, or an employee or agent to the extent necessary to effect the communication or solicitation referred to above. /ss/Scott Werner ------------------------------- Scott Werner STATE OF CONNECTICUT ) )SS.Vernon COUNTY OF TOLLAND ) BEFORE ME, a notary public in and for the State of Connecticut, County of Tolland, did personally appear SCOTT WERNER, who made oath under penalty of perjury that the aforesaid facts are true and correct to the best of his knowledge, information and belief. GIVEN under my hand and seal this 18 day, December, 2002. Notary Public of Connecticut My Commission Exp. Sep. 30, 2007 EXHIBIT A SCHEDULE OF INFORMATION REQUIRED BY ARTICLE II, SECTION 5(c) of the BYLAWS OF ALLIANCE BANCORP OF NEW ENGLAND, INC. (i) The Nominating Shareholder and its address: No. of Shares Held As Name Business Address Recordholder* ------ ----------------- -------------- 1. Seidman and Associates, 19 Veteri Place 1,000 L.L.C. Wayne, NJ 07470 [*The Nominating Shareholder is the beneficial owner of additional shares as set forth in subparagraph (iv) below. On December 16, 2002 a request was submitted to DTC to transfer title to 1,000 shares of ANE to SAL and upon information and belief these shares are being transferred. ] (ii) Name, age, business address of Nominees: Lawrence Seidman, Age 54 100 Misty Lane Parsippany, NJ 07470 Scott Werner, Age 37 78 Box Mountain Dr. Vernon, CT 06066 Neal Axelrod, Age 49 3 Marigold Ct. Edison, NJ 08820 (iii) Principal occupation or employment of Nominees and relationships (business, employment, familial) with Nominating Shareholder: Lawrence Seidman. Mr. Seidman, from March 10, 1999 to March 31, 2002 was the President, General Counsel and a Director of Menlo Acquisition Corporation and since March 2002 has been Associate General Counsel of Menlo Acquisition Corporation. Mr. Seidman is also Manager of Seidman & Associates, Co-General Partner of Pollack Investment Partnership, L.P. President of Veteri Place Corp., the sole General Partner of Seidman Investment Partnership, LP, Seidman Investment Partnership II, LP, Manager, of Federal Holdings, L.L.C. and business consultant to certain partnerships and individuals, including, but not limited to, Kerrimatt, LP. [Further information with regard to each entity is set forth in subpargraph (iv) and the Schedule 13D and Amendment #1 filed on October 24, 2002 and December 13, 2002, respectively, and incorporated herein by reference.] Neal Axelrod. Neal Axelrod graduated from Lehigh University in December 1974 with a B.S. in Business and Economics. In 1977, Mr. Axelrod became a Certified Public Accountant and is presently licensed in the State of New Jersey. From 1975 to 1978 he worked for Berenson Berenson Adler & Co, New York City as an accountant and from 1978 to the present has been self-employed as an accountant through Neal S. Axelrod, P.A. Mr. Axelrod has been on the executive Board of the North Edison Baseball & Softball League, Edison, NJ, from 1989 to 2000 and the Central Jersey Mustangs, Inc., North Brunswick, NJ, from 1996 to 1999. Since 1996 Mr. Axelrod has been on the Executive Board of the Israeli Sports Exchange, Inc., formerly the North Jersey Maccabi Club, Inc. Scott Werner graduated from the University of Connecticut in June 1987 with a B.S. in Mechanical Engineering and Metallurgy. From 1987 to the present Mr. Werner has been a self-employed entrepreneur in many varied businesses. (iv)(a) The following sets forth the name, business address, and the number of shares of Common Stock of ANE beneficially owned as of December 19, 2002, by the Nominating Shareholder. [The actual stock purchase transactions are set forth on Exhibit B.] Number of Shares of Common Stock Beneficially Name Business Address Owned & Owned Percent Class in Record Name of - ------------------------------------------------------------------------------- 1.Seidman and Associates, Lanidex Center, 53,040 2.048 L.L.C.(SAL) 100 Misty LANE Parsippany, NJ 07054 (iv)(b) The following sets forth the name, business address, and the number of shares of Common Stock of the ANE beneficially Owned as of December 19, 2002, by each of the affiliates of the Nominating Shareholder. [The actual stock purchase transactions are set forth on Exhibit B.] Number of Shares of Common Stock Beneficially Name Owned & Owned Percent Class Business Address in Record Name of - ------------------------------------------------------------------------------ 1. Seidman and Associates Lanidex Center, 53,040 2.048 L.L.C.(SAL) 100 Misty LANE Parsippany, NJ 07054 2. Seidman Investment 19 Veteri Place 26,679 1.030 Partnership, L.P.(SIP) Wayne, NJ 07470 3. Seidman Investment 19 Veteri Place 26,579 1.026 Partnership II, L.P.(SIPII) Wayne, NJ 07470 4. Lawrence Seidman & Clients 19 Veteri Place 196,397 7.584 (1) Wayne, NJ 07470 5. Federal Holdings, LLC One Rockefeller Plaza 26,779 1.034 (Federal) New York, NY 10020 6. Kerrimatt, LP 80 Main St. 26,579 1.026 (Kerrimatt) West Orange, NJ 07052 7. Pollack Investment 47 Blueberry Drive 26,579 1.026 Partnership, L.P. (PIP) Woodcliff Lake, NJ 07677 8. Dennis Pollack (2) 47 Blueberry Drive 26,579 1.026 (Pollack) Woodcliff Lake, NJ 07677 9. Scott Werner 78 Box Mountain Dr. 12,100 .467 Vernon, CT 06066 10. Neal Axelrod 3 Marigold Ct., 500 .019 Edison, NJ 08820 - ------------------ (1) Includes all shares owed by SAL, SIP, SIPII, Federal, Kerrimatt, PIP and Seidman's clients. (2) Includes shares owned by PIP. The aggregate purchase price of the 196,397 Shares owned beneficially by the above, except Scott Werner, on December 19, 2002 was approximately $2,744,428, (inclusive of brokerage commissions). Mr. Werner's purchase of 12,100 shares all occurred prior to December 19, 2000. His total cost was $90,392.98 (inclusive of brokerage commissions). Such Shares have been (or will be in the case of transactions which have not yet settled) paid for through working capital of the respective entities. As of December 19, 2002, none of the above entities including the Nominating Shareholder had an outstanding margin balance. SAL is a New Jersey limited liability company, organized to invest in securities, whose principal and executive offices are located at 19 Veteri Place, Wayne, New Jersey 07470. Lawrence Seidman is the Manager of SAL and has sole investment discretion and voting authority with respect to such securities. SIP is a New Jersey limited partnership, whose principal and executive offices are located at 19 Veteri Place, Wayne, NJ 07470. Veteri Place Corporation is the sole General Partner of SIP and Lawrence Seidman is the only shareholder and officer of Veteri Place Corporation. Seidman has sole investment discretion and voting authority with respect to such securities. SIPII is a New Jersey limited partnership, whose principal and executive offices are located at 19 Veteri Place, Wayne, NJ 07470. Veteri Place Corporation is the sole General Partner of SIP and Lawrence Seidman is the only shareholder and officer of Veteri Place Corporation. Seidman has sole investment discretion and voting authority with respect to such securities. Kerrimatt is a limited partnership formed, in part, to invest in stock of public companies whose principal and executive offices are located at 80 Main Street, West Orange, New Jersey 07052. David Mandelbaum is the General Partner of Kerrimatt. Lawrence Seidman has the sole investment discretion and voting authority with respect to such securities. Federal is a New York limited liability company, organized to invest in securities, whose principal and executive offices are located at One Rockefeller Plaza, 31st Floor, New York, NY 10020. Lawrence B. Seidman is the Manager of Federal and has sole investment discretion and voting authority with respect to such securities. PIP is a New Jersey limited partnership whose principal and executive offices are located at 47 Blueberry Drive, Woodcliff Lake, NJ. Seidman and Pollack are General Partners and share investment discretion and voting authority with respect to such securities. Pollack is a private investor whose principal office is located at 47 Blueberry Drive, Woodcliff Lake, NJ 07677. Pollack has sole investment discretion and voting authority with respect to his securities and shared discretion and voting authority for PIP. Werner is a private investor whose principal office is located at 78 Box Mountain drive, Vernon, CT 06066. Werner has sole investment discretion and voting authority with respect to such securities. Axelrod is a private investor whose principal office is located at 3 Marigold Ct., Edison, NJ 08820. Axelrod has sole investment discretion and voting authority with respect to such securities. Seidman is a private investor whose principal office is located at 100 Misty Lane, Parsippany, NJ 07054. Mr. Seidman has sole investment discretion and voting authority for his discretionary clients, SAL, SIP, SIPII, Kerrimatt, his clients and Federal and shared investment discretion and voting authority for PIP. The General Partner of SIP is: Veteri Place Corp; a New Jersey Corporation (Seidman is the sole officer, and shareholder). Seidman through Veteri Place Corp. is entitled to 20% of the profits. The General Partner of SIPII is: Veteri Place Corp; a New Jersey Corporation (Seidman is the sole officer and shareholder). Seidman through Veteri Place Corp. is entitled to 25% of the profits. Seidman is the Managing Member of SAL and Brant Cali is the Managing Member of Seidcal Associates which owns a majority interest in SAL. Seidman is entitled to an annual salary of $300,000 and as Manager is entitled to 5% of the profits earned by SAL and his wife is entitled to 15% of the profits after allowing a return to SAL. Mr. Seidman has an agreement with Kerrimatt, which gives him the complete discretion to vote and dispose of securities of the Issuer owned by Kerrimatt, L.P. Mr. Seidman is entitled to a percentage of the profits derived from these securities, which is calculated after allowing a return to Kerrimatt. Mr. Seidman has an agreement with Federal which gives him the complete discretion to vote and dispose of securities of the Issuer owned by Federal. Mr. Seidman is entitled to a percentage of the profits derived from these securities which is calculated after allowing a return to Federal. Messrs. Seidman and Pollack are the General Partners of PIP and share the investment and voting authority with respect to shares owned by said entity. They are entitled to receive an annual administrative fee equal to a quarter of 1% PIP's assets and are entitled to 20% of the profits. None of the partners of SIP, SIPII, PIP, Kerrimatt, affiliates of or members of SAL or Federal, or Pollack, Seidman, Werner or Axelrod, own any shares of Issuer except as disclosed herein. The following are certain provisions concerning the division of profits or losses or guarantees of profits with reference to SAL, SIP, SIPII, PIP, Kerrimatt and Federal. In Section 8.1(d) of the operating agreement for SAL, Mr. Seidman is entitled to 5% of the net profits each year and his wife is entitled to 15% of the net profits. In addition Section 11.3(b) in SAL's operating agreement entitles Mr. Seidman to annual compensation of $300,000. Mr. Seidman is also entitled to 20% of the net profits under the agreements with SIP [Section 9(a)(i)]]. Mr. Seidman is also entitled to 25% of the net profits under the agreement with SIPII. [Section 9]. In addition Mr. Seidman is also entitled to 25% of the Net Profits under the Agreement with Federal (Second Amendment of the Operating Agreement). Mr. Seidman is the Manager of Federal and SAL, and is the president of the corporate general partner of SIP and SIPII; and investment manager for Kerrimatt and, in that capacity, Mr. Seidman has the authority to cause those entities to acquire, hold, trade and vote these securities. Messrs. Seidman and Pollack share this responsibility with PIP. SAL, Federal, PIP, Kerrimatt, SIP and SIPII were all created to acquire, hold and sell publicly traded securities. None of the entities disclosed herein were formed to solely acquire, hold and sell the Issuer's securities. Each of these entities owns securities issued by one or more companies other than Issuer. The members and limited partners in SAL, SIP, SIPII, PIP, Kerrimatt and Federal are all passive investors, who do not - and can not - directly or indirectly participate in the management of these entities, including without limitation proxy contests. Seidman's compensation is, in part, dependent upon the profitability of the operations of these entities, but no provision is made to compensate Seidman solely based upon the profits resulting from transactions involving the Issuer's securities. The voting power over the Issuer's securities is not subject to any contingencies beyond standard provisions for entities of this nature, (i.e., limited partnerships and limited liability companies) which govern the replacement of a manager or a general partner. Pursuant to Section 16 of the Amended and Restated Agreement of Limited Partnership (Partnership Agreement), Veteri Place Corporation, as of the end of each fiscal quarter shall be entitled to receive an administrative fee equal to a quarter of 1% of SIP's assets. The scheduled term of SIP is until December 31, 2014 unless sooner terminated as provided in the Partnership Agreement. The Scheduled term of SIPII is until December 31, 2014 unless sooner terminated as provided in the Partnership Agreement. SAL's term shall continue in full force and effect until May 1, 2024 unless terminated as provided for in its operating agreement. Kerrimatt's term shall continue in full force and effect as provided in its Letter Agreement. Mr. Seidman is entitled to a quarterly administration fee equal to a .25% of 1% of Kerrimatt assets with a maximum annual fee of $50,000. Federal's term shall continue in full force and effect until April 30, 2045 as provided for in its operating agreement. Pursuant to Article 10.1 of the operating agreement, Mr. Seidman's management term expires on October 1, 2003. Mr. Seidman is entitled to a quarterly administration fee equal to .25% of 1% of Federal's assets. PIP's term shall continue in full force and effect until June 31, 2020, as provided for in its Partnership Agreement. The persons and entities listed above agreed to act in concert with regard to the election of Directors. The persons and entities listed above reserve the right to terminate their agreement to act in concert. Each of the above entities, except as provided above disclaims any beneficial interest in any shares of Common Stock owned by the other named entities. During the last ten (10) years, none of SAL, SIP, SIPII, Federal, Kerrimatt, PIP, Pollack, Werner, Axelrod and Seidman (nor any of the members of the limited liability companies nor limited partners of the limited partnerships) to the best of their knowledge, (i) has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors); or (ii) has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree, or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws, or finding any violation with respect to such laws. SOLICITATION; EXPENSES Proxies may be solicited by a Committee comprised of the Nominating Shareholder and all the affiliates of the Nominating Shareholder listed above, (The "Committee") by mail, advertisement, telephone, facsimile, telegraph, and personal solicitation. Werner , Axelrod and Seidman will be principally responsible to solicit proxies for the Committee and certain of their employees will perform secretarial work in connection with the solicitation of proxies, for which no additional compensation will be paid. Banks, brokerage houses, and other custodians, nominees, and fiduciaries will be requested to forward the Committee's solicitation material to their customers for whom they hold shares and the Committee will reimburse them for their reasonable out-of-pocket expenses. The Committee has retained D. F. King & Co. to assist in the solicitation of proxies and for related services. The Committee will pay D. F. King & Co. a fee of up to $25,000 and has agreed to reimburse it for its reasonable out-of-pocket expenses. In addition, the Committee has also agreed to indemnify D. F. King & Co. against certain liabilities and expenses, including liabilities and expenses under the federal securities laws. Approximately eight (8) persons will be used by D. F. King & Co. in its solicitation efforts. The entire expense of preparing, assembling, printing, and mailing this Proxy Statement and related materials and the cost of soliciting proxies will be exclusively borne by SAL, SIP, SIPII Federal, Kerrimatt and PIP. Although no precise estimate can be made at the present time, the Committee currently estimates that the total expenditures relating to the Proxy Solicitation incurred by the Committee will be approximately $40,000 of which $-0- has been incurred to date. The Committee intends to seek reimbursement from the Company for those expenses incurred by the Committee, if their nominees are elected, but does not intend to submit the question of such reimbursement to a vote of the Stockholders. Seidman, Werner and Axelrod entered into an agreement with SAL, SIP, SIPII, Federal, Kerrimatt and PIP whereby these entities have agreed to bear their pro-rata costs and expenses of, and indemnify against any and all liability incurred by, Seidman, Werner and Axelrod in connection with Seidman, Werner and Axelrod being candidates and a "participant in a solicitation" (as defined in the rules and regulations under the Securities Exchange Act of 1934, as amended). Seidman, Werner and Axelrod will receive directors' fees upon their election as a Directors of the Company in accordance with the Company's then practice. None of the participants in this solicitation nor any associates of the participants except as set forth herein (i) owns beneficially, directly or indirectly, or has the right to acquire, any securities of the Company or any parent or subsidiary of the Company, (ii) owns any securities of the Company of record but not beneficially, (iii) has purchased or sold any securities of the Company within the past two years, (iv) has incurred indebtedness for the purpose of acquiring or holding securities of the Company, (v) is or has been a party to any contract, arrangement or understanding with respect to any securities of the Company within the past year, (vi) has been indebted to the Company or any of its subsidiaries since the beginning of the Company's last fiscal year or (vii) has any arrangement or understanding with respect to future employment by the Company or with respect to any future transactions to which the Company or any of its affiliates will or may be a party. In addition, except as set forth herein none of the participants or any of the persons participating in this solicitation on behalf of the participants nor any associate or immediate family member of any of the foregoing persons has had or is to have a direct or indirect material interest in any transaction with the Company since the beginning of the Company's last fiscal year, or any proposed transaction, to which the Company or any of its affiliates was or is a party. (vi) During the past ten years none of the participants has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors). (vii) As of December 19, 2002, there were 2,589,333 shares of Common Stock shares of the Corporation outstanding based upon the Company's Form 10-Q dated September 30, 2002. The record date for the 2003 Annual Meeting has not yet been set. Cost Entity Date Per Purch Share Cost Share 1-Seidman & Assoc 2/19/02 11.6818 64,250.00 5,500 1-Seidman & Assoc 3/13/02 12.1818 16,750.00 1,375 1-Seidman & Assoc 6/4/02 14.0500 62,522.50 4,450 1-Seidman & Assoc 6/13/02 13.8500 6,925.00 500 1-Seidman & Assoc 6/24/02 13.8000 6,900.00 500 1-Seidman & Assoc 7/23/02 13.6540 30,038.80 2,200 1-Seidman & Assoc 7/24/02 13.2041 63,775.80 4,830 1-Seidman & Assoc 7/30/02 13.1175 9,510.19 725 1-Seidman & Assoc 8/12/02 13.1100 3,605.25 275 1-Seidman & Assoc 8/13/02 13.0709 20,586.67 1,575 1-Seidman & Assoc 8/26/02 15.3000 38,250.00 2,500 1-Seidman & Assoc 8/28/02 15.3000 11,016.00 720 1-Seidman & Assoc 9/23/02 15.0633 4,519.00 300 1-Seidman & Assoc 9/24/02 15.0633 4,519.00 300 1-Seidman & Assoc 9/25/02 15.0900 1,509.00 100 1-Seidman & Assoc 9/30/02 15.3500 13,201.00 860 1-Seidman & Assoc 10/7/02 15.0500 10,760.75 715 1-Seidman & Assoc 10/7/02 15.0580 7,529.00 500 1-Seidman & Assoc 10/9/02 14.4840 80,241.36 5,540 1-Seidman & Assoc 10/14/02 14.4558 21,828.26 1,510 1-Seidman & Assoc 10/15/02 14.4611 81,415.99 5,630 1-Seidman & Assoc 10/16/02 14.4500 51,297.50 3,550 1-Seidman & Assoc 11/27/02 17.9649 37,905.94 2,110 1-Seidman & Assoc 12/3/02 17.4970 50,041.42 2,860 1-Seidman & Assoc 12/4/02 17.3000 11,850.50 685 1-Seidman & Assoc 12/5/02 17.2500 24,667.50 1,430 1-Seidman & Assoc 12/11/02 17.3087 31,155.66 1,800 Totals 766,572.09 53,040 1-SIP 2/19/02 11.6818 32,125.00 2,750 1-SIP 3/13/02 12.1907 8,375.00 687 1-SIP 6/4/02 14.0500 31,261.25 2,225 1-SIP 6/14/02 13.8500 4,986.00 360 1-SIP 6/21/02 13.8100 9,667.00 700 1-SIP 6/24/02 13.8000 5,520.00 400 1-SIP 7/23/02 13.6540 14,473.24 1,060 1-SIP 7/24/02 13.2041 31,874.70 2,414 1-SIP 7/30/02 13.1175 10,494.00 800 1-SIP 8/13/02 13.0709 10,260.66 785 1-SIP 8/28/02 15.3000 5,446.80 356 1-SIP 9/24/02 15.0700 3,014.00 200 1-SIP 9/30/02 15.3500 6,569.80 428 1-SIP 10/7/02 15.0500 5,372.85 357 1-SIP 10/7/02 15.0567 9,034.00 600 1-SIP 10/9/02 14.4840 40,149.65 2,772 1-SIP 10/14/02 14.4558 10,957.50 758 1-SIP 10/15/02 14.4611 40,693.54 2,814 1-SIP 10/16/02 14.4500 25,576.50 1,770 1-SIP 11/27/02 17.9649 19,006.86 1,058 1-SIP 12/3/02 17.4970 24,985.72 1,428 1-SIP 12/4/02 17.3000 5,933.90 343 1-SIP 12/5/02 17.2500 12,316.50 714 1-SIP 12/11/02 17.3087 15,577.83 900 Totals 383,672.30 26,679 1-SIP II 2/19/02 11.6818 32,125.00 2,750 1-SIP II 3/13/02 12.1907 8,375.00 687 1-SIP II 6/4/02 14.0500 31,261.25 2,225 1-SIP II 6/14/02 13.8500 4,986.00 360 1-SIP II 6/24/02 13.8000 5,520.00 400 1-SIP II 7/23/02 13.6540 14,473.24 1,060 1-SIP II 7/24/02 13.2041 31,874.70 2,414 1-SIP II 8/12/02 13.1100 19,665.00 1,500 1-SIP II 8/13/02 13.0709 10,260.66 785 1-SIP II 8/28/02 15.3000 5,446.80 356 1-SIP II 9/24/02 15.0700 3,014.00 200 1-SIP II 9/30/02 15.3500 6,569.80 428 1-SIP II 10/7/02 15.0500 5,372.85 357 1-SIP II 10/7/02 15.0580 7,529.00 500 1-SIP II 10/9/02 14.4840 40,149.65 2,772 1-SIP II 10/14/02 14.4558 10,957.50 758 1-SIP II 10/15/02 14.4611 40,693.54 2,814 1-SIP II 10/16/02 14.4500 25,576.50 1,770 1-SIP II 11/27/02 17.9649 19,006.86 1,058 1-SIP II 12/3/02 17.4970 24,985.72 1,428 1-SIP II 12/4/02 17.3000 5,933.90 343 1-SIP II 12/5/02 17.2500 12,316.50 714 1-SIP II 12/11/02 17.3087 15,577.83 900 Totals 381,671.30 26,579 2-Federal Holdings 2/19/02 11.6818 32,125.00 2,750 2-Federal Holdings 3/13/02 12.1907 8,375.00 687 2-Federal Holdings 6/4/02 14.0500 31,261.25 2,225 2-Federal Holdings 6/14/02 13.8500 4,986.00 360 2-Federal Holdings 7/23/02 13.6540 14,473.24 1,060 2-Federal Holdings 7/24/02 13.2041 31,874.70 2,414 2-Federal Holdings 7/30/02 13.1175 10,821.94 825 2-Federal Holdings 8/12/02 13.1100 14,093.25 1,075 2-Federal Holdings 8/13/02 13.0709 10,260.66 785 2-Federal Holdings 8/28/02 15.3000 5,446.80 356 2-Federal Holdings 9/23/02 15.0900 1,509.00 100 2-Federal Holdings 9/24/02 15.0700 3,014.00 200 2-Federal Holdings 9/30/02 15.3500 6,569.80 428 2-Federal Holdings 10/7/02 15.0500 5,372.85 357 2-Federal Holdings 10/7/02 15.0567 9,034.00 600 2-Federal Holdings 10/9/02 14.4840 40,149.65 2,772 2-Federal Holdings 10/14/02 14.4558 10,957.50 758 2-Federal Holdings 10/15/02 14.4611 40,693.54 2,814 2-Federal Holdings 10/16/02 14.4500 25,576.50 1,770 2-Federal Holdings 11/27/02 17.9649 19,006.86 1,058 2-Federal Holdings 12/3/02 17.4970 24,985.72 1,428 2-Federal Holdings 12/4/02 17.3000 5,933.90 343 2-Federal Holdings 12/5/02 17.2500 12,316.50 714 2-Federal Holdings 12/11/02 17.3087 15,577.83 900 Totals 384,415.49 26,779 2-Kerri-Matt 2/19/02 11.6818 32,125.00 2,750 2-Kerri-Matt 3/13/02 12.1907 8,375.00 687 2-Kerri-Matt 6/4/02 14.0500 31,261.25 2,225 2-Kerri-Matt 6/14/02 13.8500 4,986.00 360 2-Kerri-Matt 7/23/02 13.6540 14,473.24 1,060 2-Kerri-Matt 7/24/02 13.2041 31,874.70 2,414 2-Kerri-Matt 7/30/02 13.1175 10,821.94 825 2-Kerri-Matt 8/12/02 13.1100 14,093.25 1,075 2-Kerri-Matt 8/13/02 13.0709 10,260.66 785 2-Kerri-Matt 8/28/02 15.3000 5,446.80 356 2-Kerri-Matt 9/23/02 15.0900 1,509.00 100 2-Kerri-Matt 9/24/02 15.0700 3,014.00 200 2-Kerri-Matt 9/30/02 15.3500 6,569.80 428 2-Kerri-Matt 10/7/02 15.0500 5,372.85 357 2-Kerri-Matt 10/7/02 15.0600 6,024.00 400 2-Kerri-Matt 10/9/02 14.4840 40,149.65 2,772 2-Kerri-Matt 10/14/02 14.4558 10,957.50 758 2-Kerri-Matt 10/15/02 14.4611 40,693.54 2,814 2-Kerri-Matt 10/16/02 14.4500 25,576.50 1,770 2-Kerri-Matt 11/27/02 17.9649 19,006.86 1,058 2-Kerri-Matt 12/3/02 17.4970 24,985.72 1,428 2-Kerri-Matt 12/4/02 17.3000 5,933.90 343 2-Kerri-Matt 12/5/02 17.2500 12,316.50 714 2-Kerri-Matt 12/11/02 17.3087 15,577.83 900 Totals 381,405.49 26,579 2-Pollack Invest Prtshp 2/19/02 11.6818 32,125.00 2,750 2-Pollack Invest Prtshp 3/13/02 12.1907 8,375.00 687 2-Pollack Invest Prtshp 6/4/02 14.0500 31,261.25 2,225 2-Pollack Invest Prtshp 6/14/02 13.8500 4,986.00 360 2-Pollack Invest Prtshp 7/23/02 13.6540 14,473.24 1,060 2-Pollack Invest Prtshp 7/24/02 13.2041 31,874.70 2,414 2-Pollack Invest Prtshp 7/30/02 13.1175 10,821.94 825 2-Pollack Invest Prtshp 8/12/02 13.1100 14,093.25 1,075 2-Pollack Invest Prtshp 8/13/02 13.0709 10,260.66 785 2-Pollack Invest Prtshp 8/28/02 15.3000 5,446.80 356 2-Pollack Invest Prtshp 9/24/02 15.0700 3,014.00 200 2-Pollack Invest Prtshp 9/30/02 15.3500 6,569.80 428 2-Pollack Invest Prtshp 10/7/02 15.0500 5,372.85 357 2-Pollack Invest Prtshp 10/7/02 15.0580 7,529.00 500 2-Pollack Invest Prtshp 10/9/02 14.4840 40,149.65 2,772 2-Pollack Invest Prtshp 10/14/02 14.4558 10,957.50 758 2-Pollack Invest Prtshp 10/15/02 14.4611 40,693.54 2,814 2-Pollack Invest Prtshp 10/16/02 14.4500 25,576.50 1,770 2-Pollack Invest Prtshp 11/27/02 17.9649 19,006.86 1,058 2-Pollack Invest Prtshp 12/3/02 17.4970 24,985.72 1,428 2-Pollack Invest Prtshp 12/4/02 17.3000 5,933.90 343 2-Pollack Invest Prtshp 12/5/02 17.2500 12,316.50 714 2-Pollack Invest Prtshp 12/11/02 17.3087 15,577.83 900 Totals 381,401.49 26,579 3-Lawrence Seidman & CL 2/19/02 11.6818 32,125.00 2,750 3-Lawrence Seidman & Cl 3/13/02 12.1907 8,375.00 687 3-Lawrence Seidman & Cl 6/4/02 14.0500 31,261.25 2,225 7b-Lawrence Seidman & CL 10/25/02 17.0925 34,185.01 2,000 7c-Lawrence Seidman & Cl 10/25/02 17.0925 34,185.01 2,000 Totals 140,131.27 9,662 4-Neal S Axelrod SEP-IRA 12/17/02 18.5800 9,437.69 500 Totals 9,437.69 500 Scott Werner Prior to 90,392.98 12,100 12/19/02 Totals 90,392.98 12,100 Grand totals 2,919,100.00 208,497 Affidavit I, Lawrence B. Seidman, consent to be named in the proxy statement as nominees and to serve as directors, if elected at the next Annual Meeting of Alliance Bancorp of New England, Inc. /ss/Lawrence B. Seidman ----------------------- Lawrence B. Seidman Sworn to before me This 19th day of December, 2002 /ss/Ruth W. Rivkind - ------------------------------- A Notary Public of New Jersey My Commission Expires Feb. 14, 2006 Affidavit I, Scott Werner, consent to be named in the proxy statement as nominees and to serve as director, if elected at the next Annual Meeting of Alliance Bancorp of New England, Inc. /ss/Scott Werner ----------------------- Scott Werner Sworn to before me This 18th day of December, 2002 - ------------------------------ A Notary Public of Connecticut My Commission Exp. Sep.30, 2007 Affidavit I, Neal Axelrod, consent to be named in the proxy statement as nominees and to serve as directors, if elected at the next Annual Meeting of Alliance Bancorp of New England, Inc. /ss/Neal Axelrod ----------------------- Neal Axelrod Sworn to before me This 19th day of December, 2002 /ss/Ruth W. Rivkind - ----------------------------- A Notary Public of New Jersey -----END PRIVACY-ENHANCED MESSAGE-----